Physicians' Financial takes the lead in coordinating your:

INVESTMENT MANAGEMENT

• Fee-based asset management
• Taxable personal and business brokerage accounts
• Roth and Traditional IRAs
• SEP IRAs for small business owners
• Qualified Retirement Plan accounts
• Trust accounts

CASH MANAGEMENT

• CDs/Money Market Funds
• Treasuries/TIPs

RISK MANAGEMENT

• Life Insurance
• Long-Term Care Insurance
• Disability Income Insurance
• Personal Umbrella Policies
• Malpractice Insurance
• Directors and Officers Insurance

TAX PLANNING

• Personal and Business Income Tax Returns
• Tax Advice
• Audit Representation

LIABILITY MANAGEMENT

• Student Loan Repayment Strategies
• Student Loan Representation

STOCK OPTIONS/RESTRICTED STOCK

OWNER-CENTRIC BENEFIT PLANS

• Split-Funded Defined Benefit Plans

BUSINESS SUCCESSION PLANNING

LEGAL AND ESTATE DOCUMENTS*

• Wills
• Trusts
• Powers of attorney
• Advance directives
• Asset titling
• Beneficiary review

WEALTH DISTRIBUTION PLANNING*

• Distributions at death
• Generation skipping
• Estate tax strategies
• Highly-appreciated stock/real estate

CHARITABLE GIFTING STRATEGIES*

• Lifetime gifts
• Charitable trusts
• Family foundations

*Physicians' Financial does not provide legal advice.  Instead, Physicians' Financial will take the lead in coordinating actvities with your legal advisor to ensure your wealth strategy remains robust and current as your needs grow and evolve.